A Senior Moment Of Hitting Back At The Bank Manager

Image Source: kptv.com . . . Likewise, never underestimate a 99-year old lady using an iPad

An elderly lady actually wrote this letter to her bank manager who thought it amusing enough to have it published in The Times. Was that all the manager could think of as being amusing? The old lady had been most gracious, polite & subtle in her well-written letter . . . short of reprimanding the bank for the lack of service. To say the least, banks generally lack personal service, let alone to expect the human touch of understanding & compassion or even just an iota gesture of goodwill.

Biblically, we are reminded of “doing unto others what we would expect others to do unto us.” Read on to see what scheme this old lady devised to hit back at the bank.

Dear Sir,

I am writing to thank you for bouncing my cheque with which I endeavoured to pay my plumber last month. By my calculations, three ‘nanoseconds’ must have elapsed between his presenting the cheque and the arrival in my account of the funds needed to honour it. I refer, of course, to the automatic monthly deposit of my Pension, an arrangement which, I admit, has been in place for only eight years. You are to be commended for seizing that brief window of opportunity, and also for debiting my account £30 by way of penalty for the inconvenience caused to your bank.

My thankfulness springs from the manner in which this incident has caused me to rethink my errant financial ways.

I noticed that whereas I personally attend to your telephone calls and letters, when I try to contact you, I am confronted by the impersonal, overcharging, re-recorded, faceless entity which your bank has become.

From now on, I, like you, choose only to deal with a flesh-and-blood person. My mortgage and loan payments will therefore and hereafter no longer be automatic, but will arrive at your bank by cheque, addressed personally and confidentially to an employee at your bank whom you must nominate.

Be aware that it is an offense under the Postal Act for any other person to open such an envelope.

Please find attached an Application Contact Status which I require your chosen employee to complete. I am sorry it runs to eight pages, but in order that I know as much about him or her as your bank knows about me, there is no alternative. Please note that all copies of his or her medical history must be countersigned by a Solicitor, and the mandatory details of his/her financial situation (income, debts, assets and liabilities) must be accompanied by documented proof.

In due course, I will issue your employee with a PIN number which he/she must quote in dealings with me. I regret that it cannot be shorter than 28 digits but, again, I have modelled it on the number of button presses required of me to access my account balance on your phone bank service. As they say, imitation is the sincerest form of flattery.

Let me level the playing field even further. When you call me, press buttons as follows:

1 ~ To make an appointment to see me.

2 ~ To query a missing payment.

3 ~ To transfer the call to my living room in case I am there.

4 ~ To transfer the call to my bedroom in case I am sleeping.

5 ~ To transfer the call to my toilet in case I am attending to nature.

6 ~ To transfer the call to my mobile phone if I am not at home.

7 ~ To leave a message on my computer (a password to access my computer is required. A password will be communicated to you at a later date to the Authorized Contact.)

8 ~ To return to the main menu and to listen to options 1 through 8

9 ~ To make a general complaint or inquiry, the contact will then be put on hold, pending the attention of my automated answering service. While this may, on occasion, involve a lengthy wait, uplifting music will play for the duration of the call.

Regrettably, but again following your example, I must also levy an establishment fee to cover the setting up of this new arrangement.

May I wish you a happy, if ever so slightly less prosperous, New Year.

Your Humble Client

Addendum from The Editor:

IMPORTANT to REMEMBER that this letter was written by a lady who is a 98 year old woman.


She may be old, but there’s still a lot of wisdom & fight in her!

Let the bank knows that she’s not a faceless entity or a mere statistic, but a human person.

~ Author Unknown


2 thoughts on “A Senior Moment Of Hitting Back At The Bank Manager

  1. Charles Christano

    I just turned 71 last April. But I am one of those who never like some of the automatic machines, particularly automatic answering telephone machine.
    Yes there are many modern techonology findings and improvemnets which we
    can benefit, but I always feel depersonalized by the answering machines.

    So I cannot overemphasize the response of our grand lady.


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